Gain better insights from the credit and business information of your customers – both businesses and consumers.
Experian Credit & Information Services, formerly known as RAM Credit Information (RAMCI), has established itself among Malaysia’s leading and trusted credit and business information bureaus in recent decades, and has a comprehensive database that has been built over the past 25 years. We were the first Credit Reporting Agency (CRA) in Malaysia to achieve International ISO 27001:2013 certification in January 2017.
Today, we help organisations lend responsibly and protect themselves and their customers from risk – sorting through information about the credit their customers applied for, whether or not their applications were successful, and how they paid the credit back. We also collaborate with associations and cooperatives to serve their members.
One-stop online portal search on companies, businesses and individuals. Accessible anytime, anywhere.
Neutral collaborative platform to share trade payment information. Tools to assist recovery of bad debt and reduce credit risks.
Provides an opinion of an entity’s credit risk and/or payment capability.
Automated online monitoring system alerts you on whenever there are changes to the credit profile of your customers.
One-stop centre providing access to global business information, Know Your Customer (KYC) checks and Passport checks.
Your Credit Report captures credit information that lenders use to determine your credit worthiness.
Facilitated by our portal CrediTrack, we turn credit and business information into reports which are used by businesses such as financial institutions, law firms and government agencies. Decision makers across multinational corporations and the small and medium enterprises rely on our comprehensive database to make critical and time-driven decisions every day.
Find out more about Experian Credit & Information Services at creditinfo.experian.com.my
Our credit services offering in Malaysia was formerly operating as RAM Credit Information (RAMCI). Read about the RAMCI rebrand here.
Facilitated by CrediTrack, access the right data and solutions to help you target and acquire new customers, get paid more
easily or collect debts more efficiently.