Find The Perfect Product For Your Needs
OUR PACKAGE
Enjoy a free Experian Personal Credit Report Plus for first-time users, or a 50% discount all products below if you’ve purchased before. Limited to UOB employees only.
Personal Credit Report
Take charge of your credit health – starting with your credit score.
i-Score
- Personal Information
- Banking information (CCRIS)
- Directorship and Business Interest
- Skim Potongan Gaji Angkasa (SPGA)
- Legal and Bankruptcy Information
- Trade reference (Non-banking information)
- Perbadanan Tabung Pendidikan Tinggi Nasional (PTPTN)
- We’ll inform you if banks or other credit grantors make enquiries on you. This will help detect identity fraud early.
Core Identity Protection
Monitor your personal information on the dark web
TrackMyID
- 24/7 scanning
- Alerts you if your information has been compromised
- Customise your personal data to montor, up to 10 entries per field, including IC number, passport number, phone numbers, email address, bank account number
- Source of breach and additional information that’s been compromised will be provided (if detected)
- Dashboard to view and edit monitored information
- Tips to safeguard your identity against the dark web
Most Complete Coverage
Lock out identity fraud and protect your credit health
JagaMyID
- Everything from the TrackMyID, plus :
- Monthly update of CCRIS information and your i-SCORE
- Free Personal i-SCORE report every Quarter
- Monitoring your credit card and other credit facilities utilisation
- Tracking of credit applications made under your name
- Monthly payment tracking
- Email alerts on changes in your credit profile
Comprehensive Company Report
Lock out identity fraud and protect your credit health
MyBiz
- SSM Basic Information
- Location map, address, & market info
- Financial performance and key statistics for the past 5 years* (Income statement, Balance sheet, etc)
- Others Information(Paid up capital, net income trend, earning per share, revenue, profit after tax, etc)
What Experian i-SCORE Can Do for You
When applying for credit cards, mortgages, or car loans, your creditworthiness is crucial. Experian i-SCORE is a powerful tools that helps you in:
Credit Evaluation
Experian i-SCORE helps lenders assess your creditworthiness by analyzing your ability to repay a loan.
Credit Readiness
Elevate your chances of loan approval by boosting your i-SCORE, demonstrating your credit worthiness to potential lenders.
Financial Opportunity
A higher i-SCORE increases your chances of loan approval, showcasing your creditworthiness.
Frequently Asked Questions
Experian has been a trusted partner in Malaysia since 1990, offering comprehensive credit insights that extend beyond CCRIS to include non-bank lender credit information (NLCI). This richer data aids in more informed decision-making. Their services feature an extended financial overview, providing 5-year financial summaries that include balance sheets and profit and loss statements when available. They offer detailed analyses through key financial ratios, focusing on profitability and growth trends, giving a holistic view of financial health. Experian also introduces the innovative Industry Debts Turned Cash (i-DTC) metric, which measures the days taken to pay creditors, aiding businesses in making prudent credit term decisions. With over three decades of experience in independent credit research and advisory, Experian is a reliable choice for concise and insightful credit information, built on a foundation of trust and expertise.
Yes, we prioritize the security of your personal information. Our TrackMyID service actively monitors the dark web, implements robust email security protocols, and provides comprehensive identity and credit protection services to safeguard your data.
Experian i-SCORE is a consumer credit score that lenders use to evaluate your ability to repay a loan. Ranging from 300 to 800, the number is derived mathematically from the credit history in your credit report. The higher the score, the more creditworthy you are, and the more likely you will secure a loan. This is also a report that contains your credit information in your credit file that is used by prospective financial institutions, professional bodies and credit grantors from various industries for credit evaluation or for the purpose of rating or analysing your credibility and financial standing, in order to grant you credit facilities, supplies or job.
Absolutely! Our customer support team is ready to assist you with any questions or concerns you may have about your credit report, business insights, or any other Experian services. Feel free to reach out for personalized assistance.