Info Snapshot,

Malaysia’s financial services landscape is in a distinct phase of transformation with:

  • New digital challengers and virtual banks heating up competition.
  • Legacy data models with pre-pandemic derived data analysis may no longer be able to deliver accurate insights to support customers’ needs and credit product developments.

As the Malaysian market still has significant potential for growth in credit products, by using analytical credit decisioning platforms with enhanced scores, financial institutions can effectively identify potential valuable customers.


In this Info Snapshot, IDC has compiled several key use cases where data and analytical techniques have been able to assist directly in the credit decisioning process:

Use cases

Fill up the form to download the IDC Info Snapshot to find out how the new players and existing lenders can improve their credit processes for 2022 and beyond.


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