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Market problems. Solved

Access data, technology and analytics to drive better decisions and the best business outcomes. Our commitment is to serve all industries across their unique needs.

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Increase operational productivity and profitability

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Trade Bureau

Share customers’ payment information to improve credit risk management and debt recovery

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International Credit Reports

Trade overseas with confidence

Powering your business

Trusted by financial institutions, fintechs and SMEs

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Credit & Information Services

Helping you to lend fairly, consistently and responsibly, and prevent fraud.

As the leading credit bureau in Malaysia, we provide you with the data and tools to know the true state of your customers’ creditworthiness so you can make more informed business decisions.

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Decisioning and Analytics

We use data science, analytics and technology to help you turn complex data into fast and efficient decisions.

From acquiring customers to managing your portfolio, we empower you to make analytics-based credit risk decisions that support your strategic goals.

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Malaysia’s leading Credit Bureau (formerly RAM Credit Information Sdn. Bhd.)

Winners cup

First Credit Reporting Agency in Malaysia to achieve International ISO 27001:2013 certification

Why work with us

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The best of both worlds – quality and quantity. Our breadth of data is unmatched, as is our continuous focus on data quality.

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Technology is our lifeline to the future – the vehicle for transformational data and analytics to power opportunities.



We focus on our clients’ challenges and invest in our people to foster a culture of innovation. We have a track record of industry firsts.

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Security First

We continuously invest in our systems and security measures to latest global standards to protect the data we hold.