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Malaysia’s leading Credit Bureau (formerly RAM Credit Information Sdn. Bhd.)
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First Credit Reporting Agency in Malaysia to achieve International ISO 27001:2013 certification
Make the most informed credit decisions.
We help businesses lend responsibly and protect you and your customers from risk – sorting through information about the credit your customers applied for and whether their applications were successful.
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Credit Report
Make sure you know who you’re dealing with when making business decisions or when engaging with a new partner.
![Report with detail and score icon](https://www.experian.com.my/wp-content/uploads/sites/23/2023/05/creditrack-banking.png)
Credit rating and scoring
Being able to quickly and accurately assess creditworthiness.
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CrediTrack
Transform your lending process with a system that helps you to adapt and respond quickly to customer needs.
![People targeted](https://www.experian.com.my/wp-content/uploads/sites/23/2023/05/customer-management-target.png)
eKYC
Experian eKYC is an identity verification solution that enables you to onboard your customers in just a few minutes.
![Graphs icon](https://www.experian.com.my/wp-content/uploads/sites/23/2023/05/digital-onboarding-insight.png)
Business credit monitoring
Be in the know the moment the financial situation of your existing customers or partners changes, so you can take timely precautions.
![Lock with person icon](https://www.experian.com.my/wp-content/uploads/sites/23/2023/05/digital-onboarding-security.png)
Identity protection monitoring
Every day, more than 1 million people fall prey to identity theft. Businesses need to ensure they protect the personal information of their customers and employees.
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Trade Bureau
Sharing of customers’ payment information across industries, both positive and negative, to better recover delinquent debts and reduce credit risks.