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Credit Rating and Scoring

Expand your lending universe, mitigate risk and retain customers compliantly

Determine creditworthiness of individuals and businesses

Credit scores and ratings provide insights for businesses to assess an entity’s credit risk and payment capability. Experian can help you take better credit decisions about your suppliers and customers, and stay informed of risk profile changes.

Experian i-SCORE

Developed with leading global analytics capabilities, Experian i-SCORE is derived from credit information from CCRIS, business information as well as Experian proprietary and other publicly available data sets.

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Insight into creditworthiness

Experian i-SCORE provides insight into the creditworthiness of an individual, or a small business for the next 12 months. The three-digit number predicts the probability of the individual or commercial entity to default.

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Expand your business

The Experian i-SCORE acts as a tool to help you identify and expand into new segments as well as gives you a competitive edge in lending and portfolio management.

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Our people

Deep and strong expertise in analytics across financial sectors and corporations.

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Our expertise

Global leader in bureau analytics, with subject matter expertise from Experian’s global R&D centres working with leading financial institutions globally.

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Our methodology

Advanced credit modelling techniques combined with significant industry experience in delivering over 400 models every year.


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