Unlock Your Financial Future with Confidence

Gain clarity and control over your financial health with Experian’s credit report. Discover how lenders view you and take charge of your financial journey today.


Find The Perfect Product For Your Needs

Personal Credit Report

Take charge of your credit health – starting with your credit score.


RM 23 90 / Report

  • Personal Information
  • Banking information (CCRIS)
  • Directorship and Business Interest
  • Skim Potongan Gaji Angkasa (SPGA)
  • Legal and Bankruptcy Information
  • Trade reference (Non-banking information)
  • Perbadanan Tabung Pendidikan Tinggi Nasional (PTPTN)
  • We’ll inform you if banks or other credit grantors make enquiries on you. This will help detect identity fraud early.

Core Identity Protection

Monitor your personal information on the dark web


RM 49 90 / Year

  • 24/7 scanning
  • Alerts you if your information has been compromised
  • Customise your personal data to montor, up to 10 entries per field, including IC number, passport number, phone numbers, email address, bank account number
  • Source of breach and additional information that’s been compromised will be provided (if detected)
  • Dashboard to view and edit monitored information
  • Tips to safeguard your identity against the dark web
Best Value

Most Complete Coverage

Lock out identity fraud and protect your credit health


RM 79 90 / Year

  • Everything from the TrackMyID, plus :
  • Monthly update of CCRIS information and your i-SCORE
  • Free Personal i-SCORE report every Quarter
  • Monitoring your credit card and other credit facilities utilisation
  • Tracking of credit applications made under your name
  • Monthly payment tracking
  • Email alerts on changes in your credit profile

Comprehensive Company Report

Get a comprehensive view of any your vendor and business partner


RM 39 90 / Report

  • SSM Basic Information
  • Location map, address, & market info
  • Financial performance and key statistics for the past 5 years* (Income statement, Balance sheet, etc)
  • Others Information(Paid up capital, net income trend, earning per share, revenue, profit after tax, etc)

What Experian i-SCORE Can Do for You

When applying for credit cards, mortgages, or car loans, your creditworthiness is crucial. Experian i-SCORE is a powerful tools that helps you in:

Credit Evaluation

Experian i-SCORE helps lenders assess your creditworthiness by analyzing your ability to repay a loan.

Credit Readiness

Elevate your chances of loan approval by boosting your i-SCORE, demonstrating your credit worthiness to potential lenders.

Financial Opportunity

A higher i-SCORE increases your chances of loan approval, showcasing your creditworthiness.


Complete Safeguarding For Your Identity, Privacy, Devices, And Online Life

  • Dark Web Monitoring for Personal Information Security

    Strengthen your email security to prevent unauthorized access. By implementing robust email security measures, you can safeguard your email ID, preventing it from becoming a gateway to sensitive information.

  • Email Security Protocols

    Combat the threat of cybercriminals trading stolen personal data on the dark web. Implement solutions that actively monitor and safeguard your personal information, ensuring it remains inaccessible to unauthorized users.

  • Comprehensive Identity and Credit Protection Services

    Take proactive measures to regain control over your identity and credit. These solutions offer dark web monitoring, promptly notifying you of any suspicious activities, enabling you to detect and prevent potential fraud before it escalates.

Malaysia city at dusk

Find out if you’re on the dark web

Check for free to see your email ID has been leaked on the most dangerous place on the Internet.

This information you’ve provided will be used in accordance with our Terms of Use & Privacy Statement.


Discover the full picture of your present or future employer’s business insights

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Financial Health Assessment

Access crucial financial information such as paid-up capital, net income trend, earnings per share, and revenue and profit details to evaluate the company’s financial health and performance

Shareholders and Directors Information

Understand the company’s governance structure by knowing its major shareholders and board composition.

Operation Years and Market Presence

Evaluate the company’s stability by considering its years in operation and market presence.

Debt and Financial Obligations

Examine the company’s financial structure to make informed decisions about your job and the organization’s long-term viability.

A comprehensive understanding of your employer’s business provides the necessary context for making informed decisions about your career, ensuring that your professional journey aligns with a stable, legally compliant, financially sound, and strategically aligned organization.

About Experian

Experian is a leading global information services company, providing data and analytical tools to clients worldwide.

In Malaysia, Experian Information Services (Malaysia), formerly RAM Credit Information (RAMCI), is one of the country’s leading credit bureaux accredited under The Credit Reporting Agencies Act 2010.

With a comprehensive database built over the past 25 years, Experian Malaysia has established itself as a trusted credit and business information provider. We were also the first Credit Reporting Agency in Malaysia to achieve International ISO 27001:2013 certification in January 2017.

Frequently Asked Questions

These answers might help.

Experian has been a trusted partner in Malaysia since 1990, offering comprehensive credit insights that extend beyond CCRIS to include non-bank lender credit information (NLCI). This richer data aids in more informed decision-making. Their services feature an extended financial overview, providing 5-year financial summaries that include balance sheets and profit and loss statements when available. They offer detailed analyses through key financial ratios, focusing on profitability and growth trends, giving a holistic view of financial health. Experian also introduces the innovative Industry Debts Turned Cash (i-DTC) metric, which measures the days taken to pay creditors, aiding businesses in making prudent credit term decisions. With over three decades of experience in independent credit research and advisory, Experian is a reliable choice for concise and insightful credit information, built on a foundation of trust and expertise.

Yes, we prioritize the security of your personal information. Our TrackMyID service actively monitors the dark web, implements robust email security protocols, and provides comprehensive identity and credit protection services to safeguard your data.

Experian i-SCORE is a consumer credit score that lenders use to evaluate your ability to repay a loan. Ranging from 300 to 800, the number is derived mathematically from the credit history in your credit report. The higher the score, the more creditworthy you are, and the more likely you will secure a loan. This is also a report that contains your credit information in your credit file that is used by prospective financial institutions, professional bodies and credit grantors from various industries for credit evaluation or for the purpose of rating or analysing your credibility and financial standing, in order to grant you credit facilities, supplies or job.

Setting itself apart from other business reports, Experian MyBiz offers a comprehensive perspective on your current or potential employer’s business landscape. It goes beyond financial health assessment to include shareholders and directors’ information, operation years, market presence, and details on debt and financial obligations. This holistic approach ensures that you gain a nuanced understanding of the organization.

Absolutely! Our customer support team is ready to assist you with any questions or concerns you may have about your credit report, business insights, or any other Experian services. Feel free to reach out for personalized assistance.