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Credit & Information Services

Helping businesses make the most informed credit decisions with data and credit management solutions

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Malaysia’s leading Credit Bureau (formerly RAM Credit Information Sdn. Bhd.)

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First Credit Reporting Agency in Malaysia to achieve International ISO 27001:2013 certification

Make the most informed credit decisions.

We help businesses lend responsibly and protect you and your customers from risk – sorting through information about the credit your customers applied for and whether their applications were successful.

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Credit Report

Make sure you know who you’re dealing with when making business decisions or when engaging with a new partner.

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Credit rating and scoring

Being able to quickly and accurately assess creditworthiness.

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Transform your lending process with a system that helps you to adapt and respond quickly to customer needs.

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Experian eKYC is an identity verification solution that enables you to onboard your customers in just a few minutes.

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Business credit monitoring

Be in the know the moment the financial situation of your existing customers or partners changes, so you can take timely precautions.

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Identity protection monitoring

Every day, more than 1 million people fall prey to identity theft. Businesses need to ensure they protect the personal information of their customers and employees.

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Trade Bureau

Sharing of customers’ payment information across industries, both positive and negative, to better recover delinquent debts and reduce credit risks.

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